A string inverter is one box on a wall converting the DC from an entire row of panels. Microinverters are small units mounted behind each panel, converting to AC at the module. The difference that decides most installations is what happens when one panel is shaded — and how complicated your roof is.
The Christmas-lights problem
Panels wired in series carry the same current, so a string performs roughly like its weakest member. Shade one panel with a chimney at 4pm and the whole string's output drops, not just that panel's share. On a simple unshaded south-facing roof that never happens and a string inverter is fine. On a roof with a chimney, a vent stack, a dormer or a tree, it is a daily loss.
Microinverters break the string entirely: each panel converts independently, so a shaded module only costs you that module. That is the core of the argument, and it is a real one.
The comparison
| String inverter | Microinverters | |
|---|---|---|
| Cost for 8 kW | $1,200 – $2,200 | $2,400 – $3,600 |
| Shade tolerance | Poor — string-level losses | Excellent — per panel |
| Panel-level monitoring | No (without optimisers) | Yes |
| Warranty | 10 – 12 years typical | 25 years typical |
| Replacement | One accessible box | On the roof, under a panel |
| Rapid shutdown compliance | Needs optimisers or shutdown devices | Built in |
| Multiple roof orientations | Needs separate strings/MPPTs | Handles it natively |
| Efficiency | 96 – 98% | 95 – 97% |
The rapid-shutdown factor that often settles it
Recent NEC editions require module-level rapid shutdown on rooftop arrays, so firefighters can de-energise roof conductors. Microinverters satisfy this inherently — there is no high-voltage DC on the roof to shut down. A string inverter needs DC optimisers or dedicated shutdown devices added at each module, which closes much of the price gap.
So the honest cost comparison on a modern rooftop install is microinverters versus string inverter plus optimisers, not string inverter alone. Once you account for that, microinverters often lose their price disadvantage entirely. Confirm what your jurisdiction's adopted code requires before pricing either — it is covered in the installation guide.
The maintenance trade nobody mentions
A string inverter is one component in an accessible place, and when it fails in year twelve you replace one box. Microinverters distribute that risk — a single failure costs you one panel's output rather than the whole array — but the failed unit is bolted to racking underneath a module on your roof. Higher reliability, much more annoying repair.
For a DIY installer, that argues for microinverters on a roof you would rather not go back onto, and for a string inverter on a ground mount where access is trivial.
Choosing
- String inverter — one unshaded roof plane, simple layout, ground mount, or budget is the binding constraint
- Microinverters — any meaningful shading, multiple roof orientations, complex roof, or you want panel-level monitoring
- String plus DC optimisers — a middle path with per-panel optimisation and rapid-shutdown compliance, keeping one central inverter
- Hybrid inverter — a different question entirely: that is about battery backup, covered in hybrid inverters explained
Whatever you choose, size it against your loads rather than your array — how to size an inverter — and check it against your service panel's backfeed limit in the 200A service guide. Target specs for your own system are on the inverter role page.

